What is Health Insurance? Health insurance helps cover healthcare costs that are not paid by Medicare. It is split into two categories – hospital and extras. Hospital Cover – Helps cover expenses when you’re treated as a private patient like specialists, theatre costs and accommodation. Extras Cover – Includes Dental, Optical, Physiotherapy, Chiropractic, Osteopathy, Acupuncture, …
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Business Expenses
Business Expense insurance may be just what you need to keep your business afloat while you are out of action due to sickness or injury. As a small business owner, you may have to make that hard financial choice to keep a roof over your head and the family fed or pay the business bills …
Total & Permanent Disability (TPD)
What is TPD insurance and how does it work? Total Permanent Disability (TPD) insurance provides cover if you were to become totally and permanently disabled due to illness or injury and subsequently unable to work. TPD insurance provides you with a lump sum payment, giving you the finances to access medical and rehabilitation treatment. What …
Critical Illness
What Critical Illness covers Critical Illness, also called ‘trauma insurance’ or ‘recovery Insurance’, pays a lump sum amount if you suffer a critical illness or serious injury, such as cancer, a heart condition, major head injury or stroke. There are over 40 Critical Illness events that are payable. Critical Illness does not cover mental health …
Income Protection
What is Income Protection Insurance and how does it work? Income Protection Insurance provides you with regular monthly payments if you’re unable to work due to sickness or injury. By maintaining regular household income, income protection allows you and your family to keep up with your expenses, even if you aren’t working. This eases the …
Life Insurance
What is Life Insurance? Life Insurance pays a lump sum payment in the event of your death. The money goes to the people you nominate as beneficiaries on the policy. Life cover may also come with terminal illness cover. This pays a lump sum if you’re diagnosed with a terminal illness with a limited life …